Cash-flow:
Paymentstap βMark paidβ as you pay β everything updates instantly
Monthly Cash-Flowwhere every βΉ of income goes
π©Ί Financial Health
Repayment, on-time record, DTI & surplus
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π© Income Allocation
Debt vs living vs free
π Budget Waterfall
Income minus every fixed outflow
Payment Calendarnext 3 months Β· click a day β Payments
π Due-Date Heatmap
Darker = larger amount due
Borrowers
π₯ Exposure & Recovery
Outstanding + recovery rate
π§Ύ Per-Borrower
Who carries the balance
| Borrower | Loans | Paid | Outstanding | Recovery |
|---|
Strategy Labsimulate extra payments
π― Extra-Payment Simulator
How an extra βΉ/month changes your debt-free date β within budget
Debt-free in
β
Target date
β
Months saved
β
Monthly outflow
β
Loansedit fields Β· record cash payments Β· close
Records
| Provider | # | Due | EMI | Status | Paid | Paid βΉ |
|---|
Live running balance if you pay each month's scheduled EMIs.
| Month | Opening | Scheduled | Closing |
|---|
These power DTI, surplus and the simulator.
Live data Β· Cloudflare D1 Β· auto-synced across your devices.